Get the Benefits of an Illinois Group Health Insurance Plan
Health insurance available to individuals is generally much more expensive and offers less coverage than health care insurance found in group plans. But if you are self-employed or your group coverage ends, what alternatives do you have to get the health coverage you might need? Fortunately, there is an organization designed to help you with this very dilemma, and membership in the group includes access to quality group health insurance.
The group was formed as FACT (the Federation of American Consumers and Travelers) and offers at least twenty different benefits and plans to its group members. By joining FACT more than a million consumers have found quality and affordable group health, and dental insurance, prescription drug coverage, or eye care and hearing services. FACT offers several health insurance programs from one state to another, including HMOs and PPOs and available in all levels of co-payments and annual deductibles. All health insurance plans provided by FACT are made available and underwritten by qualified insurance companies who have an A. M. Best rating of "A" or more.
The FACT group coverage policies include other health services such as prescription drugs discount plans, dental plans, eye care services, and hearing services. A number of these plans offer negotiated rates with approved health care providers for excellent consumer value. So, if you're questioning how to benefit from group insurance rates and coverage levels, be sure to learn more about FACT at the link below.